All Counties Insurance Agency & Traffic School assists the Palm Coast, FL community. We offer our clients policies to help ensure that they have stability in their lives. We treat our clients like family, so we will be there when their needs change. We can help you find the coverage that you have been looking for.

How Flood Zones Impact Policies

As a Palm Coast, FL resident, you are aware that the state is prone to hurricanes, tropical storms, and other natural disasters that are capable of causing severe flooding. For this reason, flood insurance is essential. Flood insurance covers your personal items and residence if severe flooding moves through the area and causes damage. Flood insurance can alleviate some stress during an uncertain time. The type of flood coverage that you need may change based on the flood zone that you reside in.

If you reside in Zone B or C, the likelihood of serious flood damage in the area is minimal. If you reside in Zone A, you may not witness consistent flooding, but there is a very good chance that a tropical storm will move through the area once every few years. AR Zones are always at risk because there is a dam nearby. Zone V is considered the most high-risk area in the state. Flooding occurs in this area on a regular basis. You should look for full coverage on your property. Also, keep in mind that flood insurance policies contain a grace period. Don’t wait until a few days before a storm arrives to find coverage.

All Counties Insurance Agency & Traffic School Will Help You Stay Safe

Visit our website to learn more information about flood insurance.