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Residents who live in Palm Coast, FL can rely on the agents of All Counties Insurance Agency & Traffic School to provide them with sound advice when it comes to choosing the right type of car insurance policy for your needs. There are multiple policies that provide varying degrees of coverage depending on what your exact needs are.
Comprehensive
Comprehensive coverage protects you from all types of loss including collision, theft, personal injury, and property damage. Individuals who have leases or loans attached to their vehicles are often required by their lenders to carry this type of insurance to ensure they are paid off if the car is involved in an accident. Some people may choose to carry comprehensive insurance on their vehicle after it’s paid off to ensure they are compensated for its loss if it is totaled.
Collision and PL/PD
Collision and PL/PD insurance offer minimal coverage that is limited to damage that is incurred during a collision. While PL/PD also covers personal injury expenses for other individuals who were involved in the accident. Collision will cover the cost of your vehicles’ damage as well as that of the other driver. PL/PD, on the other hand, will only pay for the damages and injuries to the other driver and their property.
The agents of All Counties Insurance Agency &Traffic School can explain the benefits and limitations of all types of car insurance. Residents who live in the Palm Coast, FL area should call and talk to a licensed agent at their earliest convenience. This way they can enjoy the latest information possible when it comes to available coverage and eligibility requirements. Call today and get the information you need!
