Flood insurance is a crucial coverage that every homeowner should consider. Just like home insurance, it’s an essential safeguard for your property. If you don’t currently have flood insurance, it’s time to consider a policy. Don’t leave yourself unprotected from potential financial hardship. If you need flood insurance, contact us at All Counties Insurance Agency & Traffic School in Palm Coast, FL.

Understanding Flood Zones

Many homeowners forego flood insurance because they don’t live in a designated flood zone. These zones are areas expected to flood periodically, with different zones rated for 10, 25, 50 years, etc., and are often near bodies of water prone to flooding. While residents in these zones are typically required to have flood insurance, it’s vital for those living outside these zones also to consider this coverage. Flooding can occur anywhere, regardless of the terrain.

Flood Insurance Claims

A claim is filed with the flood insurance company when a home floods. Interestingly, about 20% of these claims come from areas outside a flood zone. This significant percentage underscores that flooding can occur anywhere, making flood insurance a necessity for all homeowners.

Securing Flood Insurance

If you don’t have flood insurance, protect your home now. Contact All Counties Insurance Agency & Traffic School in Palm Coast, FL, to learn more and get started.